Low interest credit cards, reviewing the basics
If you're like most people, student credit cards are the first chance you have to establish a credit rating. But student cards are harder to use wisely than regular cards: high interest rates, encouragement from credit card companies to splurge on yourself, and being offered credit during a time when you're likely to be broke all contribute to running up credit rating destroying levels of debt. Here's how you avoid that trap: * Use your student credit cards as little as possible. Don't buy something unless you can afford to pay the bill in full at the end of the month, and get into the habit of not using your cards unless you're having an emergency. (Needing a new video game like life itself is not an emergency.