Discount car insurance A tutorial
The make and model of your car also affects your premium rate. Having a make or model of car with a high theft probability or a high powered sports car presents a great deal of risk to an insurance carrier, and you may not qualify for discount auto insurance. Newer cars also translate to higher collision and comprehensive insurance rates. Conversely, older models generate lower rates, particularly if you elect to drop either collision or comprehensive coverage, or both. If you would rather not trade in your car, you can take other measures to obtain discount auto insurance.