Bad credit credit cards from the experts
The most annoying thing about credit cards for bad credit is their high interest rates. However, the high interest rate is not necessarily permanent. Regardless of whether you have store cards, student cards, credit cards for bad credit, or any other kind of credit card that is saddled with an inconveniently high interest rate, there are ways to negotiate better credit card terms. First, try calling the issuer and simply asking for a better interest rate. A national survey found that 56 percent of the time, credit card companies offered lower rates to customers as an incentive to not switch credit card companies if the customers telephoned to say that they had gotten a better offer and were planning to leave.