A little passion for secured credit cards
25 per year, or just $66 per month. Spend one evening at the bar, or buy a few CDs, or charge a couple of your books for the semester, and you've added that much to the debt you'll be working for years to pay off. How can you avoid this? Use your student credit cards wisely. Use these rules as a guide: * Every month, pay off all or most of your standing balance. You do need to use your credit card to build your credit history.